He Spent His Inheritance $$ on Beyoncé Concert Tickets

 You be the judge!

Follow the conversation ----->> IG: Anthony ONeal

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FYI: Cash Course - Investing & Stocks

Buying and selling stocks is an important part of a strong economy. Watch and learn with this quick video:
 

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Student Loans Amount Due by College Degree

 

Read the full Instagram post H E R E

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Asking a Wall Street Billionaire How To Invest $100

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How Much Having a Pet Is Actually Costing You

 Initial costs for our pets:  Yorkie, $500; Shih Tzu, $100; Maltichon, $0 ...

🎜  It's a beautiful day in the neighborhood ... 🎝

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Federal Reserve: Dave Ramsey Agrees With Bernie Sanders On This?

The Fed [Reserve Board] is using a hammer ... overkill, overkill, overkill... the Labor problem is not due to economic inflation. It is due to the Pandemic... and your efforts to "flatten the curve ..." -- Dave Ramsey

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Is Dave Ramsey Still Right About The Housing Market Not Crashing?

 Is money expert, Dave Ramsey, wrong or correct about the housing market?

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Average Car Payment in USA September 2022

Whoa!!! 😦😠😧

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Black Front Door & Green Board and Batten Siding (Hardie)

 

A Black Front Door Isn’t the Only Exterior Update That Will Boost Your Home’s Value

by Domino Magazine

Turns out, painting your front door black and maintaining a pristine garden aren’t the only ways to increase your home’s worth from the outside. While these minor revamps are certainly appealing because they’re low-lift, recent intel from Zillow reveals that there are other facade upgrades that are worth the investment. According to the popular real-estate site, which analyzed more than 3 million home sales and listing descriptions from 2020 to 2021, houses with metal roofs, as well those constructed in a modern farmhouse or mid-century style, can sell for around 2 percent more than expected. However, one value-boosting exterior feature especially caught our attention: board-and-batten siding. 

Photography by Dionel Fisher; Design by KLH Custom Homes

The Zillow report suggests that properties with this design can potentially sell for 1.6 percent more than those without it. While the style sounds straightforward (it consists of wide vertical planks, or boards, that are joined together by thin vertical strips called battens), there’s more to it than cool-looking grooves. Liz Hoekzema of the Michigan-based design-build firm KLH Custom Homes says that board siding is customizable in so many ways, “the most obvious of which is color (it can be painted or repainted any shade under the sun), but also the spacing and thickness of battens, how you trim windows and doors, and whether you mix it up with different varieties.” Homeowners can choose from an array of materials (wood, vinyl, steel—the list goes on and on), but Hoekzema is a big fan of cement board (also known as Hardie board) siding. 

In addition to being cost-effective and easy to install, the material has a strong fire-resistant rating, the designer points out. Overall, the style’s vertical orientation also allows it to shed water more effectively than homes with shake or lap siding. This way, your aesthetic preferences never infringe upon your personal safety. Whether you have a small or large home, Hoekzema notes that tight spacing makes for interesting textures, especially when contrasted with widely spaced battens (the KLH-designed house, pictured above, is a prime example). Plus she reveals that while it seems to lend itself to modern barn-inspired structures, it can also be used to achieve a more traditional design. In her words, this facade choice is “twofold” because it is visually appealing and functional (and not to forget, a pro for resale!). We’re convinced, to say the least. 

Black and Green Home Exterior

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Favorite Tech-Free Summer Activities

Inexpensive, yet fun 👍 activities with your children during these dog days of Summer 2022 (by Rachel Cruze):

These things I have spoken unto you, that in me ye might have peace. In the world ye shall have tribulation: but be of good cheer; I have overcome the world.( John 16:33)

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Rachel Cruze: Chic fil-A Hacks to Save Money $ at the Drive-thru

George Kamel, wikipedia

It's Summertime!  

Treat your kids at Chic fil-A once in a while and not feel so poor $$ afterward. 

Below are good, easy money-saving ideas from Dave Ramsey's daughter, Rachel Cruze, and Dave Ramsey co-host, George Kamel.  Watch their facebook video about this with the link below:

We went to Chick-fil-A to test some money-saving drive thru hacks! Try these hacks and let us know what you think! 👇

🔴 BLT: Just order a toasted bun with bacon, lettuce, and tomato. A great sandwich for about $2!

🔴 KID YOURSELF: Order a kids meal, and swap the toy for an Ice Dream in cup or cone. Food, drink, and dessert for under 6 dollars!

🔴 TWO SANDWICH HACK: Get two sandwiches on the cheap by getting an order of 4 count chicken strips and two buttered buns. Should save you about $2!

📍*exact prices will vary depending on your location

🠊Link to Rachel Cruze's  Facebook video 🠈

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2022 Kentucky Derby Payout Breakdown $$$$

Place Prize Money 1 $1.86 million 2 $600,000 3 $300,000 4 $150,000 5 $90,000

pc: Yahoo

How the numbers work for the winner:

Winner gets $1,860,000 Jockey's team: 10% goes to jockey's team ($186,000) Jockey gets $130,200 (70% of team) Agent gets $46,500 (25% of team) Valet gets $9,300 (5% of team)

pc: twitter/nbc sports

Kentucky Derby 2022: 

Dissecting Prize Money Purse

Kentucky Derby Purse

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Target Store: Refund $ Made Easy

 

luv 😍

I had been on a search for a natural, hand-made, covered wastebasket to add to a wonderful one I had previously found (posted on April 26).  

Is there a cheaper version that was just as cute?? Based on a posted online recommendation, I found this cutie on Target Store's website for a little over $20:

Target's THRESHOLD Wastebasket

Description per Target:  Woven grass wastebasket adds texture and dimension to your space. Plastic insert allows for easy and clean-free trash disposal. Wastebasket with lid keeps trash hidden away out of plain sight.  Can easily be wiped out and cleaned to keep it looking like new

Alas, what arrived was a wastebasket that was not attractive, looked cheaply made, had "broken" woven grass, and was tilted on its side.  Also, was too small for my liking and for the room for which it was intended 😕😐😞

I began the refund process online.  It did not take long.  What was a most pleasant surprise was I need not return the item ... Target store will still issue a credit card refund. Pronto. Yay,  very happy dance!!!!  😀😁👏 😄

"Refund approved

No need to return this item. A credit will be issued to your Visa *0597 typically within 5 days.

You can donate, recycle or keep this item."

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HENRY: The I am Broke Movement

 

 

D U M B:  Doesn't Understand Money or Business

And he said unto them, Take heed, and beware of covetousness: for a man's life consisteth not in the abundance of the things which he possesseth.

(Luke 12)

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Proof That Political Conservatives Are Less Stingy

 The chart is based on the book by Arthur Brooks called Who Really Cares: The Surprising Truth About Compassionate Conservatism

Fiscal Conservatives in action!

I have asked hubby to check out Arthur Brooks' book at our local library. It is available for purchase on AMAZON .

But my God shall supply all your need 

according to his riches in glory by Christ Jesus.

Philippians 4:19

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Dave Ramsey Bashes Comedian Steve Harvey

 Happy Birthday, Steve Harvey (January 17th).  I wish you the best, but there is one thing you must retract:

OPM: Other People's Money

👇👇👇

Owe no man any thing, but to love one another: 

for he that loveth another hath fulfilled the law.

(Roman 13)

Comedian, Steve Harvey

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List: Frugal People Do Not Do These Things

 Things Frugal People Do Not Do

We definitely do not do #2, 8, 12, 17, 19, 26, 31, and 33

36 Things Frugal People Don’t Do

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Let not your heart be troubled: 

ye believe in God, believe also in me.

John 14

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PragerU: What It Takes to Become a Millionaire

How to become one of the 11 million Millionaires in the United States.  

Studies show that one of the main reasons these Millionaires were "lucky" with money was that they live in the United States?  Hoooorah, I've got a leg up already 😀 😁 😃

He that is faithful in that which is least is faithful also in much: 

and he that is unjust in the least is unjust also in much.

Luke 16

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Why Used Car Prices Are Skyrocketing

In spite of  the high cost of an out-of-town yet needed car part, we gave the Mechanic the green light  to go ahead and repair our old Toyota 2007 SUV. 

Refurbished part, be damned. As long as it lasts a good many years. God help us!

Nowadays, it is a cheaper/wiser  option to repair or keep a vehicle, than to purchase new, or even a pre-owned.

Do ye think that the scripture saith in vain, The spirit that dwelleth in us lusteth to envy?

But he giveth more grace. Wherefore he saith, God resisteth the proud, but giveth grace unto the humble.

(James 4)

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Should 40-Year-Olds Sell or Upgrade Their Home?

Sell, or Upgrade --That is the question!!

Know your "Why". 

 Inevitably, more house means more problems.

 (Funny that we've done 4 out of 5 on their renovation list 😉)

Wisdom is too high for a fool: he openeth not his mouth in the gate. (Proverbs 24 )

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