Student Loans Amount Due by College Degree

 

Read the full Instagram post H E R E

**

Federal Reserve: Dave Ramsey Agrees With Bernie Sanders On This?

The Fed [Reserve Board] is using a hammer ... overkill, overkill, overkill... the Labor problem is not due to economic inflation. It is due to the Pandemic... and your efforts to "flatten the curve ..." -- Dave Ramsey

**

Average Car Payment in USA September 2022

Whoa!!! 😦😠😧

***

Proof That Political Conservatives Are Less Stingy

 The chart is based on the book by Arthur Brooks called Who Really Cares: The Surprising Truth About Compassionate Conservatism

Fiscal Conservatives in action!

I have asked hubby to check out Arthur Brooks' book at our local library. It is available for purchase on AMAZON .

But my God shall supply all your need 

according to his riches in glory by Christ Jesus.

Philippians 4:19

**

The New, Pretty Billionaire

 "Not bad for a girl with no talent." - KK

With KKW Beauty and popular shapewear firm Skims, Kardashian West’s net worth increases to $1 billion, earning her a spot on Forbes’ World’s Billionaires List. 

- Forbes

When Kim Kardashian West was first mentioned in the pages of Forbes in 2011, it was simply a tally of her Twitter followers: 6.6 million, just below Barack Obama and just above Ashton Kutcher. Five years later, she graced the cover of Forbes thanks to her booming mobile game, which helped her earn $51 million that year. Now, she officially joins the World’s Billionaires list for the first time.

Forbes estimates that Kardashian West is now worth $1 billion, up from $780 million in October, thanks to two lucrative businesses—KKW Beauty and Skims—as well as cash from reality television and endorsement deals, and a number of smaller investments.- FORBES

pc: wikipedia

Read the rest of Forbes' article --> H E R E

~~ ** ~~

Charge them that are rich in this world, 

that they be not highminded, 

nor trust in uncertain riches,

 but in the living God, who giveth us richly

 all things to enjoy;

1 Timothy 6

**

After You've Avoided a Financial Disaster

 3 important things to remember after an investing near miss

by Vanguard 

(pc: Vanguard) Stash some cash!

Things are going to happen in life that you'll need money for, friend. Will you have enough to cover an inconvenient car repair? Or a trip to the vet for your pet?

Having a comfy stash of emergency savings can help you regain your footing after an unexpected "uh-oh!"

Everyone's emergency is different. But it's a good idea to have enough saved up to handle a day-to-day headache like a broken window, or even a longer-term situation like being unable to work.

Your emergency savings should be available at a moment's notice and kept someplace safe from extreme movements of the market. That way, you'll always have it when you need it.

Prepare yourself to foot those emergency bills. 

- email from Vanguard

pc: Vanguard

Read full Vanguard article H E R E

***

PIF: Paid-off a Large $$$ Loan!

We recently completely paid-off our 401-k loan! We got the loan in Yr 2016; it had a 5-year term; and an interest rate of 4.5% (which was paid back into the account). What a load off of our financial backs 👍❤

The main reason for the loan was a trip to Europe to attend our oldest son's wedding. We went on a trip to Paris afterwards,  and paid for our other son's college tuition. Of course, we  also gave a cash gift to the Bride and Groom.  So, $30K later, the loan is finally paid in full --done and gone, whew! We intend it to be our very last 401-k loan ever, Lord willing. 

PIF. Yay, Praise the Lord!

For the LORD giveth wisdom: 

out of his mouth cometh knowledge

 and understanding.

How Do 401(K) Loans Work?

**

What Is Wrong With the US Healthcare System

A wise man is strong; 

yea, a man of knowledge increaseth strength.

Prov 24

PragerU

**

LIST: Do 3 Things to Avoid Poverty

 Dare I say it?  It's as  simple as 1, 2, and 3! You want proof? Look around at any people for whom you have an ounce of admiration for the stability in their lives. I bet you $20 that the majority had done these three. 

**

Proof That Conservatives Are Generous Givers During Coronavirus

There I was, minding my own business and wondering when Covid-19 would no longer be *the* topic of posts and conversations, when the dogs would not let-up their barking. Unusual! This is what I saw when I looked out the window:

Son's employer, Chick-fil-A, dropped off 3 paper bags of food and treats -- at no cost to us -- and just because... Whoa. My favorite chicken sandwiches for Lunch!

Nothing beats FREE, and thank you, Lord, for the generosity and kindness of people.

The liberal soul shall be made fat: 

and he that watereth shall be watered also himself.

Proverbs 11:25

NOT Stingy: Political Conservatives

Chick-fil-A

Field Hospital to Open in New York City’s Central Park

Proverbs 11

***

Millennials: Compare What Your Wage is Worth for Each US State

by Money Magazine : Geography can transform a paycheck. That is: How much your wages are actually worth depends largely on where you live

Here are the median household incomes, regional price comparisons, and real salary values in each U.S. state...

Alabama

• Median household income: $44,765
• Regional price parity out of 100: 86.8
• Real income: $51,573

Alaska

• Median household income: $73,355
• Regional price parity out of 100: 105.6
• Real income: $69,465

Arizona

• Median household income: $51,492
• Regional price parity out of 100: 96.2
• Real income: $53,526

Arkansas

• Median household income: $41,995
• Regional price parity out of 100: 87.4
• Real income: $48,049

California

• Median household income: $64,500
• Regional price parity out of 100: 113.4
• Real income: $56,878

Colorado

• Median household income: $63,909
• Regional price parity out of 100: 103.2
• Real income: $61,927

Connecticut

• Median household income: $71,346
• Regional price parity out of 100: 108.7
• Real income: $65,636

Delaware

• Median household income: $61,255
• Regional price parity out of 100: 100.4
• Real income: $61,011

District of Columbia

• Median household income: $75,628
• Regional price parity out of 100: 117
• Real income: $64,639

Florida

• Median household income: $49,426
• Regional price parity out of 100: 99.5
• Real income: $49,674

Georgia

• Median household income: $51,244
• Regional price parity out of 100: 92.6
• Real income: $55,339

Hawaii

• Median household income: $73,486
• Regional price parity out of 100: 118.8
• Real income: $61,857

Idaho

• Median household income: $48,275
• Regional price parity out of 100: 93.4
• Real income: $51,686

Illinois

• Median household income: $59,588
• Regional price parity out of 100: 99.7
• Real income: $59,767

Indiana

• Median household income: $50,532
• Regional price parity out of 100: 90.7
• Real income: $55,713

Iowa

• Median household income: $54,736
• Regional price parity out of 100: 90.3
• Real income: $60,616

Kansas

• Median household income: $53,906
• Regional price parity out of 100: 90.4
• Real income: $59,631

Kentucky

• Median household income: $45,215
• Regional price parity out of 100: 88.6
• Real income: $51,033

Louisiana

• Median household income: $45,727
• Regional price parity out of 100: 90.6
• Real income: $50,471

Maine

• Median household income: $51,494
• Regional price parity out of 100: 98
• Real income: $52,545

Maryland

• Median household income: $75,847
• Regional price parity out of 100: 109.6
• Real income: $69,203

Massachusetts

• Median household income: $70,628
• Regional price parity out of 100: 106.9
• Real income: $66,069

Michigan

• Median household income: $51,084
• Regional price parity out of 100: 93.5
• Real income: $54,635

Minnesota

• Median household income: $63,488
• Regional price parity out of 100: 97.4
• Real income: $65,183

Mississippi

• Median household income: $40,593
• Regional price parity out of 100: 86.2
• Real income: $47,092

Missouri

• Median household income: $50,238
• Regional price parity out of 100: 89.3
• Real income: $56,258

Montana

• Median household income: $49,509
• Regional price parity out of 100: 94.8
• Real income: $52,225

Nebraska

• Median household income: $54,996
• Regional price parity out of 100: 90.6
• Real income: $60,702

Nevada

• Median household income: $52,431
• Regional price parity out of 100: 98
• Real income: $53,501

New Hampshire

• Median household income: $70,303
• Regional price parity out of 100: 105
• Real income: $66,955

New Jersey

• Median household income: $72,222
• Regional price parity out of 100: 113.4
• Real income: $63,688

New Mexico

• Median household income: $45,382
• Regional price parity out of 100: 94.4
• Real income: $48,074

New York

• Median household income: $60,850
• Regional price parity out of 100: 115.3
• Real income: $52,775

North Carolina

• Median household income: $47,830
• Regional price parity out of 100: 91.2
• Real income: $52,445

North Dakota

• Median household income: $60,557
• Regional price parity out of 100: 92.3
• Real income: $65,609

Ohio

• Median household income: $51,075
• Regional price parity out of 100: 89.2
• Real income: $57,259

Oklahoma

• Median household income: $48,568
• Regional price parity out of 100: 89.9
• Real income: $54,024

Oregon

• Median household income: $54,148
• Regional price parity out of 100: 99.2
• Real income: $54,585

Pennsylvania

• Median household income: $55,702
• Regional price parity out of 100: 97.9
• Real income: $56,897

Rhode Island

• Median household income: $58,073
• Regional price parity out of 100: 98.7
• Real income: $58,838

South Carolina

• Median household income: $47,238
• Regional price parity out of 100: 90.3
• Real income: $52,312

South Dakota

• Median household income: $53,017
• Regional price parity out of 100: 88.2
• Real income: $60,110

Tennessee

• Median household income: $47,275
• Regional price parity out of 100: 89.9
• Real income: $52,586

Texas

• Median household income: $55,653
• Regional price parity out of 100: 96.8
• Real income: $57,493

Utah

• Median household income: $62,912
• Regional price parity out of 100: 97
• Real income: $64,858

Vermont

• Median household income: $56,990
• Regional price parity out of 100: 101.6
• Real income: $56,093

Virginia

• Median household income: $66,262
• Regional price parity out of 100: 102.5
• Real income: $64,646

Washington

• Median household income: $64,129
• Regional price parity out of 100: 104.8
• Real income: $61,192

West Virginia

• Median household income: $42,019
• Regional price parity out of 100: 88.9
• Real income: $47,265

Wisconsin

• Median household income: $55,638
• Regional price parity out of 100: 93.1
• Real income: $59,762

Wyoming

• Median household income: $60,214
• Regional price parity out of 100: 96.2
• Real income: $62,593

See the interactive map and full article H E R E

Your Paycheck: The Real Value

States Who Pay More




******

Stupid Debt: Over $1 Million in Student Loans

We, the American taxpayers, will ultimately be paying for the above Orthodontist's (federally-guaranteed) loan!

Trouble for Student-loan Program

U S Dept. of Education

Tax Break for Upper Income Grad Students

\

********

US Trade War with Cheater China

The first I ever personally heard of China's blatant "espionage" was hubby mentioning that during a group tour at his Chicago-based company, the Chinese Reps took pictures of his manufacturing company's products and machinery and who knows what else.  Not just for the sake of souvenirs, that is certain.   Why this stupidity was allowed and for what purpose is left to one's own worst economic imagination. -- RRE

Photo: Angela Major/The Janesville Gazette via AP

The US has to stand up to China's abusive trade practices like intellectual property theft. And we won't leave farmers to face Chinese bullying alone.

- Sonny Perdue

In 2011, a group of Chinese nationals dug up genetically engineered seeds from an Iowa corn field and planned to steal and send them back to China, so they could be reverse engineered. Those seeds, the result of years of research and millions of dollars of American investment, now stand as one of countless pieces of evidence in the case against China for intellectual property theft and unfair trade practices.

Now, President Donald Trump is standing up to China, which wrongly believes it can bully our farmers to get America to back away from defending our national interests. The president understands that our farmers feed, fuel and clothe this nation and the world, and he will not allow U.S. agriculture to bear the brunt of China’s retaliatory tactics.

American producers have benefited from the policies of the Trump administration, including historic tax reforms and reduced regulations. And farmers know that 20 cents of every dollar of their income relies on trade, which is why they are watching the situation with China closely. The simple truth is that when trading partners break the rules, there must be consequences. 

Pressuring China

To stop China’s predatory attacks on America’s innovation base, President Trump is instituting a program of tariffs and is considering investment restrictions and strengthened export controls. These tariffs will help pressure the Chinese to stop engaging in unfair practices and fully open up its markets to U.S. products, including U.S. technologies. The correct response from China would be to stop stealing from Americans and give American products a level playing field to compete in China, not to retaliate and reinforce its own position. 

There is no denying that the disruption in trade relations with China is unsettling to many in agriculture, but if the president succeeds in changing China’s behavior, America’s farmers will reap the benefits. 

In the meantime, the president has instructed me to craft a strategy to support our farmers in the face of retaliatory tariffs. At the U.S. Department of Agriculture, we have tools at our disposal to support farmers faced with losses that might occur due to downturns in commodities markets. To this point, we have not unveiled our strategy, as it is not good practice to open our playbook while the opposing team is watching. 

But farmers should know this: They have stood with President Trump and his policies, and we will make good on our promise to stand with them as well. If China does not soon mend its ways, we will quickly begin fulfilling our promise to support producers, who have become casualties of these disputes.

Without question, there is much at stake for this nation in trade disagreements. A bullying and predatory China has made no secret of the fact that it seeks to acquire America’s technological crown jewels by any means necessary — through physical and cybertheft, forced technology transfer, evasion of our export controls, and state-directed and -funded investment in sensitive technology. And while it may seem outrageous, China has rejected American genetically engineered products, while sending agents crawling in corn fields to pilfer samples of our technology and even purchasing a company that provides U.S. farmers with key genetically engineered.

Economic future

President Trump has said correctly that if China captures the industries of tomorrow, America will not have an economic future to look forward to — and our national security will be severely compromised. Cutting-edge technologies — from artificial intelligence, autonomous vehicles and biotechnology to aerospace, high-tech shipping and robotics — are critical to our defense. We are faced with a decision: Will others determine our destiny, or will we control our own future?

China began raiding our economy long before a team of thieves infiltrated that Iowa corn field, but President Trump aims to stop the larceny now. The president is a tough negotiator, and I am confident that American agriculture will flourish because of trade relationships that are smarter, stronger and better than before. China might underestimate the strength and resolve of American farmers, but the president does not. And he will not allow our agricultural producers to suffer because of China’s continued bad actions.

by Sonny Perdue,
U.S. secretary of agriculture.
 Follow him on Twitter: @SecretarySonny

read USA Today article H E R E

Trump Will Protect US Farmers

George Ervin "Sonny" Perdue III

video: Game of whac-a-Mole??




8.8.17.18