Showing posts with label Philippians 4. Show all posts
Showing posts with label Philippians 4. Show all posts

Tuesday, September 24, 2019

Real Estate: How to Sell Your Home for Over Asking Price

pc: Domino Magazine
During my daily dog-walks, I take note of the For-Sale signs in the neighborhood.  

Having the sale sign go up for the same house within a short span of time always get me to ponder: 

- why
- are they flipping a home
- will they earn a profit
what home improvements have they done

Then, of course, I remind myself to pray for the next owners.

I would refer to this list of 15 proven ideas for home projects if I were to look ahead to buying or selling a home. I've taken-on 4 on the list.  Thinking of doing 1 more: 15 Renos That Could Get You 30 Percent Over Ask


HEATED FLOORS: 
Heated floors are the ultimate cold-climate amenity, and in places like New York, they can increase the value of a home by 24 percent. (Domino Magazine)
pc: C Guilfoyle, Domino Magazine
Solar Panels
When IKEA starts doing it, you know you need to get on it, and solar panels are high on the list of most-desired home amenities. Not only can they cut one’s electricity bill by up to 40 percent, but they can also earn you 21 percent more when you decide to sell your home.

pc: R Rak

Herringbone or Parquet Floors
A clear trend in home design is herringbone or parquet floors. Trust us: It will make any interior look extra-luxe. (Domino Magazine)


pc: C Guilfoyle, Domino Magazine

OUTDOOR FIREPLACE
Most homebuyers agree:  An outdoor fireplace is a must for when the weather gets cold. Of course, Los Angeles has the lion’s share with its year-round mild climate, but the rustic brick version in this sophisticated Montauk home has us dreaming of lazy Hamptons days too. (Domino Magazine)
pc: M Vang

FARMHOUSE SINK
It turns out that prep sinks aren’t the only option people look for—farmhouse sinks are still trending in a major way, with homebuyers seeking out these rustic pieces. We’re totally in love with this one in Thomas O’Brien’s pool house. (Domino Magazine)


pc: SK Johnson

SHED or GARAGE STUDIO
It’s not surprising that additional space would result in additional profits, and we’d wager that homebuyers are interested in turning these spaces into home offices, chic hangout spots, or guesthouses. Of course, people could very well just be interested in a place to store their garden tools and bicycles. (Domino Magazine)


pc: J Isaac



Read the full Domino Mag. ~~ H E R E ~~


Tuesday, May 14, 2019

Kitchen Renovation: Farmhouse Apron Copper Sink

I wanted a farmhouse sink from the get-go: large in size (big enough to accomodate a shih-tzu dog if need be, lol), has an old yet modern look, and currently desirable/popular.  

This gorgeous copper farmhouse sink we found languishing on the clearance shelf at Menards fit the bill. I admit that we went back and forth on it for a little while because it was a final-sale item. We had never before owned such a large item in copper. What's wrong with it that it was returned and had already gone thru 2 markdowns?  What are copper's pros and cons? Will it last, does it clash, can our yet-unordered kitchen cabinets accommodate its size?  Glad we took the risk of spending hundreds of $$ as reading up on the subject later reassured us of copper's lasting beauty and strength.  We love it!

 Sink is by SINKOLOGY and is called Adams Farmhouse Apron Copper Sink.



our previous sink
knocking-down walls


pc: sinkology





In @casamidy’s home on their ranch in northern Mexico’s Sonoran Desert, each room is filled with eclectic pieces that include the couples’ designs and the work of local artisans. 🏺 One of their prized pieces? Their copper tub, a deliberate nod to the mining towns of nearby Arizona, which is nicknamed the Copper State. 🛁✨ The antique church candelabrum was purchased in San Miguel, and the towels are by @pendletonwm.

Rejoice in the Lord always: 
and again I say, Rejoice.
Philippians 4:4



Friday, April 12, 2019

Retirement in the USA: Best Places to Retire Within Your State

It seems like that the average monthly living expenses for a couple on retirement in the U.S.A.  is $4,000 a month. Meanwhile, the average Social Security retirement benefits is $1461/month.  So for a couple, this means about $2900 .... about $1000 short every month.   -- W P
( Read the article below.   Many of us may soon need to relocate, eeek!  --- RRE)



BEST PLACES TO RETIRE IN EACH STATE- Forbes Magazine , By William P. Barrett, edited by Janet Novack 

Most folks who move in retirement chose to stay within the same state. In recognition of that fact, Forbes has created its first list of the Best Places To Retire In Each State. We’ve picked a best and a runner-up for each and every state—even those we have avoided in our annual nationwide Best Places To Retire list due to their high costs and state taxes. Still, three-quarters of the 100 places we identify have median home prices below the national average of $269,600. In every place write-up, we’ve included information on taxes, just in case you’re looking to make an interstate move.

True, some of the 100 places on our list, including Athens, GA; Colorado Springs, CO; Fargo, ND; and Pittsburgh, PA, are among our perennial retirement places favorites. But a good number, including Columbus, IN; Homer, AK; and Northampton, MA, haven’t appeared on any other Forbes retirement list.



Old Woman Dozing by Nicolaes Maes (1656)

We compiled our list of the Best Places To Retire In Each State by comparing data on more than 650 places across all 50 states. Generally, we looked for relatively affordable places (as measured by median home price and cost of living) with high quality of retirement living and populations of 10,000 or more (except for our top Alaska pick, Homer, population 6,000). The key word when it comes to affordable is “relatively”. Some states, especially in the Northeast and along the West Coast, are just a lot more expensive than others. 

When it came to judging quality of life, we looked at a range of factors. Among them: doctor availability, the serious crimes rate, ranking on the Milken Institute list of best cities for successful aging, air quality and walkability and bikeability. Since this is a retirement list, we ignored data on local school districts. But the presence of colleges was considered a plus, as that tends to expand cultural and other amenities for senior citizens.






Read the full article H E R E

The Lord will supply!











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Thursday, March 29, 2018

Is Christianity Crumbling in America?

" ... the major new (2015) survey of more than 35,000 Americans by the Pew Research Center  finds that the percentage of adults (ages 18 and older) who describe themselves as Christians has dropped by nearly eight percentage points in just seven years, from 78.4% in an equally massive Pew Research survey in 2007 to 70.6% in 2014."


How are Christians to understand the data from the newest Pew study on Christianity in America? 


As I've said before, Christianity is not dying; nominal Christianity is.
Today, Pew Research Center released a report drawing a variety of headlines—everything from "Christianity faces sharp decline as Americans are becoming even less affiliated with religion" to "Pew: Evangelicals Stay Strong as Christianity Crumbles in America." 
So what are we supposed to think of Christianity in America?
The big trends are clear, the nominals are becoming the nones, yet the convictional are remaining committed.

In other words, Americans whose Christianity was nominal—in name only—are casting aside the name. They are now aligning publicly with what they’ve actually not believed all along.


The percentage of convictional Christians remains rather steady, but because the nominal Christians now are unaffiliated the overall percentage of self-identified Christians is decline. This overall decline is what Pew shows—and I expect it to accelerate.
As I have said before, not one serious researcher thinks Christianity in America is dying.  What we see from Pew is not the death-knell of Christianity, but another indication that Christianity in America is being refined.

As such, let me share three takeaways from the data.

1. Convictional Christianity is rather steady.

Evangelicals are not the only people who call themselves Christians and a good proportion take it seriously, but since this is an evangelical publication, let me share some data from there with one caveat.
You might say that I have a vested interested in evangelicalism's success. However, as an author, the opposite is true. If I announced the death of evangelicalism and Christian faith, I'd sell a lot more books, I assure you.
But, facts are our friends and math is math, so let's take a look.
First, from 2007 to 2014 the number of evangelicals in America rose from 59.8 million to 62.2 million.
Evangelicals now make up a clear majority (55%) of all US Protestants. In 2007, 51 percent of US Protestants identified with evangelical churches.
Within Christianity, the only group retaining more of their population than the evangelical church is the historically black church.
One of the primary reasons it appears as though “American Christianity” is experiencing a sharp decline is because the nominals that once made up (disproportionately) Mainline Protestantism and Catholicism are now checking “none” on religious affiliation surveys.
Nominal Christians make up a higher percentage of Mainline Protestants and Catholics than any other denomination of Christian, and this is why their numbers continue to sharply decline.
For those who have only ever considered themselves “Christian” because they’ve been to church before, or because they aren’t Muslim or Hindu, it is starting to make more sense to check “none” on religious identification surveys.
Yet, church attendance rates (though overreported) are not changing substantially. (I will be writing more on that soon.)

2. There have been significant shifts within American Christianity.

One of the most notable shifts in American Christianity is the evangelicalization of church in America. Fifty percent of all Christians now self-identify as “evangelical” or “born again,” up from 44 percent in 2007. In 2007, 44 percent of American Christians, who made up 78 percent of the US population identified as evangelical. In 2014, 50 percent of American Christians, who make up 70 percent of the US population identify as evangelical.
Pew notes, “The evangelical Protestant tradition is the only major Christian group in the survey that has gained more members than it has lost through religious switching.”
It should be noted that evangelicals’ share of the overall US population dropped by 0.9 percent over the last seven years, but the percentage of US adults who self-identify as evangelical actually rose from 34 percent to 35 percent over the same period of time. The drop in population share is based on denominational affiliation, whereas the 1 percent increase is based on self-identification.
(I will be sharing more on practice soon, which will actually be a surprise to many.)
The percentage millennial evangelicals remained the same (21%) from 2007–2014. The only decline was among the Greatest Generation (28–25%), who, because of their age, are not a growth demographic. Every other one stayed the same as well.
Sixty-five percent of those raised evangelical remain evangelical (behind only Hindu, Muslim, Jewish, and Historically Black Protestant). Sixteen percent switched to another version of Christianity, 3 percent switched to another faith, and 15 percent became unaffiliated.
The only region where evangelicals decreased—the South (37–34%). It remained the same in the Northeast and Midwest, and grew in the West (20–22%).
That's not to say that evangelicalism is doing well—it peaked a couple of decades ago in the United States—but one of the big shifts inside Christianity is toward Evangelicalism, oddly enough. Yet, in the culture as a whole, and as a percentage of the population, Evangelicalism is losing ground.

3. Mainline Protestantism continues to hemorrhage.

Only 45 percent of those raised in the Mainline Protestant tradition remain in Mainline churches. Those whose parents and grandparents were mainline Protestants aren’t carrying on the family tradition like those who align with other Protestant denominations. Since members of these churches are not gaining new members from the culture at-large, nor growing by birth rates, they continue to decline precipitously.
Mainline Protestantism isn’t experiencing growth as a portion of Americans generally nor American Christianity specifically. If Mainline Protestantism continues its trajectory it is only a couple of generations from virtual extinction.
For more on this issue, read a recent blog post I wrote on 3 important church trends in the next 10 years.

So What?

Christianity isn’t dying and no research says it is; the statistics about Christians in America are simply starting to show a clearer picture of what American Christianity is becoming—less nominal, more defined, and more outside of the mainstream of American culture.
For example, the cultural cost of calling yourself “Christian” is starting to outweigh the cultural benefit, so those who do not identify as a “Christian” according to their convictions are starting to identify as “nones” because it’s more culturally savvy.
Because of this, the statistics show (on the surface) that Christianity in America is experiencing a sharp decline. However, that's the path of those who don't read beyond the surface. If there remains a relatively stable church-engaged, convictional minority, and there is a big movement on self-identification, that means that the middle is going away.
As the Pew Forum's Conrad Hackett explained (before this release of the data):
To some extent, this seems to be a phenomenon in which people with low levels of religious commitment are now more likely to identify as religiously unaffiliated, whereas in earlier decades such people would have identified as Christian, Jewish, or as part of some other religious group.
In short, and as I put it, the "nominals" are becoming the "nones" and convictional Christian practice is a minority, but generally stable, population. If that is the case, and that is what the data is showing, than the decline is primarily (not exclusively) that nominal Christians are becoming honest reporters.
So, Christians, we need not run around with our hands in the air and say, “The sky is falling! The sky is falling!”
Christianity is losing, and will continue to lose, its home field advantage; no one can (or should) deny this. However, the numerical decline of self-identified American Christianity is more of a purifying bloodletting than it is an arrow to the heart of the church.





Pew Report: America's Changing Religious Landscape

Nominals to Nones

Christian "decline"




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